Access the capital you need to expand your business operations, manage cash flow, or invest in growth opportunities. Our unsecured business loans provide flexible financing without the need for collateral.
Loan amounts based on your business needs
Fast processing within 48 hours
Starting from 12% per annum
Understanding the fundamentals of unsecured financing
An unsecured business loan is a type of financing that doesn't require any collateral or security. Unlike secured loans that use assets like property or equipment as backing, unsecured loans are approved based on your business's creditworthiness, revenue, and overall financial health.
These loans are ideal for businesses that need quick access to capital without tying up valuable assets. They're commonly used for working capital, equipment purchases, expansion, or debt consolidation.
No need to pledge business assets or personal property as security
Use funds for any legitimate business purpose without restrictions
Faster approval process compared to secured loan alternatives
Keep your business assets free for other operational uses
Attractive interest rates starting from competitive market levels
Simple application process with basic business documents required
Why choose unsecured financing for your business
Get funds in your account within 48-72 hours of approval, ensuring you can seize business opportunities quickly.
Choose repayment tenures from 12 to 60 months, with options for bullet payments or EMI structures.
Invest in marketing, inventory, or expansion without diluting ownership or pledging valuable assets.
Protect your business assets from repossession risks that come with secured loans.
Streamlined application process with basic financial documents and credit history verification.
Attractive rates starting from 12% per annum, depending on your credit profile and business performance.
Who can apply for unsecured business loans
Simple 4-step process to get your unsecured business loan
Fill out our simple online application form with basic business and personal details.
Submit required documents for verification and credit assessment.
Receive loan approval within 48 hours based on your creditworthiness.
Get funds transferred directly to your business bank account.
Prepare these documents for a smooth application process
Calculate your monthly EMI and plan your unsecured business loan repayment schedule
Everything you need to know about unsecured business loans
You can apply for unsecured business loans up to ₹500 crores, depending on your business turnover, credit score, and repayment capacity. The loan amount is determined after a thorough assessment of your financial statements and business performance.
Most applications are processed within 48 hours of submitting all required documents and completing the verification process. However, complex cases may take up to 72 hours for final approval.
Interest rates typically range from 12% to 24% per annum, depending on your credit score, business vintage, and financial health. Better credit profiles and established businesses may qualify for lower rates.
No, unsecured business loans do not require any collateral or security. Approval is based on your business's creditworthiness, revenue generation, and overall financial stability rather than assets.
Yes, startups can apply if they have been operational for at least 2 years and demonstrate consistent revenue generation. We evaluate each application based on business potential and financial projections.
The minimum loan amount starts from ₹1 lakh, making it accessible for small businesses. However, this may vary based on your business requirements and our assessment criteria.
Loan tenures range from 12 to 60 months, giving you flexibility to choose repayment periods that align with your cash flow. Longer tenures mean lower EMIs but higher total interest cost.
Yes, most unsecured business loans allow prepayment with minimal or no prepayment charges, depending on the lender's policy. Early repayment can help you save on interest costs.
Missing payments can affect your credit score and may incur late payment charges. Contact us immediately if you're facing payment difficulties, and we'll work with you to find a suitable solution.
Yes, our application process is completely online. You can submit your application, upload documents, and track your application status through our secure online portal.
We charge a nominal processing fee that is clearly disclosed upfront. There are no hidden charges, and all costs including interest rates and fees are transparent in your loan agreement.
Apply for an unsecured business loan today and get the funding you need to take your business to the next level.