RiseUp

Flat No.218, Model House, Punjagutta, Hyderabad 10am to 6pm, Sunday Holiday
Streamlined Supply Chain Solutions

Supply Chain

Finance

Optimize your working capital and strengthen supplier relationships with our comprehensive supply chain finance solutions. Bridge the gap between payables and receivables efficiently.

Supply Chain Finance

Dynamic Financing

Based on transaction volume

Quick Approval

Fast processing for urgent needs

Competitive Rates

Cost-effective financing

Understanding Supply Chain Finance

Revolutionary financing for modern supply chains

Supply Chain Finance (SCF) is a set of technology-driven financial solutions that optimize the flow of cash within a supply chain. It enables businesses to improve their working capital efficiency by financing the gap between the time they pay their suppliers and receive payment from their customers.

SCF solutions help businesses maintain strong supplier relationships while improving their own cash flow management. By leveraging technology and data analytics, SCF provides dynamic, transaction-based financing that adapts to your business needs.

Supply Chain Finance Concept

Reverse Factoring

A buyer-led financing solution where the buyer facilitates early payment to suppliers at favorable rates.

  • Buyer initiates and guarantees payment
  • Suppliers get early payment at discounted rates
  • Strengthens buyer-supplier relationships
  • Reduces supply chain risk

Dynamic Discounting

Suppliers can offer early payment discounts to buyers, creating win-win opportunities for both parties.

  • Suppliers offer voluntary discounts
  • Buyers get cost savings on early payments
  • Flexible discount structures
  • Improves cash flow for suppliers

Purchase Order Financing

Finance specific purchase orders to fulfill large orders without straining your working capital.

  • Finance confirmed purchase orders
  • Pay suppliers on time
  • Scale up operations without capital constraints
  • Ideal for growing businesses

Inventory Financing

Finance your inventory purchases and hold inventory without tying up your working capital.

  • Finance raw materials and inventory
  • Maintain optimal inventory levels
  • Seasonal inventory financing
  • Flexible repayment based on sales

Working Capital Optimization

Free up cash flow by extending payment terms while maintaining supplier relationships

Risk Mitigation

Reduce supply chain disruptions and strengthen supplier partnerships

Technology Driven

Leverage advanced analytics and automation for efficient financing decisions

Supplier Relationship

Build stronger relationships with suppliers through reliable payment practices

Flexible Terms

Customizable financing terms based on your specific supply chain requirements

Cost Effective

Competitive financing rates that provide real value to your business

How Supply Chain Finance Works

Simple process to optimize your supply chain financing

1

Assessment

We analyze your supply chain, transaction volumes, and financing requirements.

2

Supplier Onboarding

Integrate your approved suppliers into the financing platform.

3

Transaction Monitoring

Monitor invoices and purchase orders in real-time through our platform.

4

Automated Financing

Suppliers receive early payments, and you get extended payment terms.

Benefits of Supply Chain Finance

Transform your supply chain with intelligent financing

Improved Cash Flow

Extend payment terms to customers while maintaining healthy supplier relationships through early payments.

Stronger Partnerships

Build trust with suppliers through consistent, reliable payment practices and early payment options.

Business Growth

Scale operations without being constrained by working capital limitations or cash flow gaps.

Risk Reduction

Minimize supply chain disruptions and maintain business continuity through stable financing.

Automation Benefits

Leverage technology for streamlined processes, real-time visibility, and automated financing decisions.

Cost Optimization

Access competitive financing rates and potentially negotiate better terms with suppliers.

Eligibility Criteria

Requirements for supply chain finance solutions

Business Requirements

  • Established business with 2+ years of operations
  • Consistent transaction history with suppliers
  • Strong credit profile and financial health
  • Structured supply chain with regular vendors
  • Minimum annual turnover of ₹1 crore

Supplier Requirements

  • Suppliers must be part of your approved vendor list
  • Consistent supply relationship (6+ months)
  • Regular invoicing and transaction history
  • Willingness to participate in SCF program
  • Compliance with KYC and regulatory requirements

Transaction Requirements

  • Minimum invoice value of ₹50,000
  • Clear payment terms (30-90 days)
  • Structured invoicing process
  • Digital invoice submission capability
  • Regular transaction volume

Documents Required

Prepare these documents for SCF implementation

Business Documents

  • Business registration certificates
  • PAN card of the business
  • GST registration and returns
  • Last 2 years' financial statements
  • Bank statements for last 12 months
  • Supplier agreement copies

Supplier Documents

  • Supplier KYC documents
  • Supplier bank account details
  • Supplier agreement with your business
  • Sample invoices and purchase orders
  • Supplier credit history (if available)

Technical Documents

  • ERP system details (if applicable)
  • Invoice management system information
  • Digital signature certificates
  • API integration requirements
  • Data security compliance certificates

Supply Chain Finance Details

Understanding the terms and conditions

Financing Amount

Up to 100% of
Invoice Value

Based on transaction volume and credit profile

Interest Rate

8% - 12% p.a.

Depends on credit profile and transaction volume

Payment Terms

30 - 120 days

Extended payment terms for buyers

Processing Fee

0.1% - 0.5%

Per transaction or annual fee

Implementation Time

2-4 weeks

From agreement to go-live

Technology

Cloud-based
Platform

Real-time monitoring and automation

Supply Chain Finance EMI Calculator

Calculate your monthly EMI and plan your supply chain finance repayment schedule

Monthly EMI

₹0
Total Amount Payable: ₹0
Total Interest: ₹0

Frequently Asked Questions

Common questions about supply chain finance

How is supply chain finance different from traditional loans?

Unlike traditional loans that provide lump-sum funding, SCF provides dynamic financing based on your actual transactions. It finances specific invoices or purchase orders, giving you flexibility and ensuring you only pay for what you use.

Do my suppliers need to agree to participate?

Yes, suppliers need to be onboarded to the SCF platform. However, most suppliers welcome early payment options. We help facilitate the onboarding process and provide training to ensure smooth implementation.

What are the risks involved in SCF?

SCF is generally low-risk as it finances actual transactions with real underlying assets. However, businesses should ensure they have strong supplier relationships and monitor their supply chain performance to maximize benefits.

Can SCF help with international suppliers?

Yes, SCF can be extended to international suppliers, though additional compliance and regulatory requirements may apply. We can help structure solutions for cross-border supply chain financing needs.

How quickly can SCF be implemented?

Implementation typically takes 2-4 weeks from agreement signing to go-live. This includes supplier onboarding, system integration, and testing. The timeline can vary based on the complexity of your supply chain and number of suppliers.

Is SCF suitable for small businesses?

SCF can benefit businesses of all sizes, but it works particularly well for growing companies with established supply chains. Small businesses can start with a limited number of suppliers and scale up as their operations grow.

Transform Your
Supply Chain Today

Optimize your working capital and strengthen supplier relationships with our advanced SCF solutions.