RiseUp

Flat No.218, Model House, Punjagutta, Hyderabad 10am to 6pm, Sunday Holiday
Home Ownership Made Easy

Mortgage Loans

Your Dream Home Awaits

Secure your future with competitive mortgage loans tailored to your needs. Whether you're buying your first home, refinancing, or investing in property, we offer flexible terms, attractive interest rates, and expert guidance throughout your journey.

Mortgage Loans

Up to 10 Cr

Loan amounts available

Low Interest Rates

Starting from 6.5% p.a.

Up to 30 Years

Flexible repayment tenure

Understanding Mortgage Loans

Your pathway to home ownership and property investment

A mortgage loan is a secured loan that uses your property as collateral to finance the purchase of real estate. Whether you're buying a residential property, commercial space, or land for development, mortgage loans provide the necessary funds while allowing you to repay over an extended period.

At RiseUP, we partner with leading banks and financial institutions to offer competitive mortgage rates, flexible terms, and personalized service. Our mortgage specialists understand the complexities of property financing and guide you through every step of the process.

Mortgage Loans Concept

Property Security

Your property serves as collateral, enabling higher loan amounts and better terms

Long Tenure

Extended repayment periods up to 30 years for affordable monthly payments

Tax Benefits

Enjoy tax deductions on principal and interest payments under Income Tax Act

Competitive Rates

Attractive interest rates starting from 6.5% p.a. through our banking partnerships

Flexible Terms

Customizable loan amounts and repayment schedules to suit your needs

Secure Financing

Bank-grade security with transparent processes and clear documentation

Types of Mortgage Loans

Choose the right mortgage solution for your property needs

Home Purchase Loan

Finance the purchase of your dream home with competitive rates and flexible terms.

  • Up to 90% of property value
  • Tenure up to 30 years
  • Fixed or floating interest rates
  • Tax benefits under Section 80C & 24

Commercial Property Loan

Invest in commercial real estate for business purposes or rental income.

  • Higher loan-to-value ratios
  • Flexible repayment options
  • Business income considered
  • Tax deductions available

Balance Transfer

Transfer your existing mortgage to get better rates and terms.

  • Lower interest rates
  • Reduced EMI burden
  • Extended tenure options
  • No prepayment charges

Home Construction Loan

Finance the construction of your home on owned land.

  • Stage-wise disbursements
  • Construction progress linked
  • Architect/Engineer supervision
  • Interest during construction

Home Improvement Loan

Renovate or improve your existing property.

  • Up to 10 years tenure
  • Lower interest rates
  • Quick approval process
  • Tax benefits available

Plot Purchase Loan

Finance the purchase of land for future construction or investment.

  • Up to 15 years tenure
  • Lower loan amounts
  • Flexible documentation
  • Investment purpose loans

Benefits of Mortgage Loans

Why choose mortgage financing for your property needs

Competitive Interest Rates

Access to the best mortgage rates available in the market through our banking partnerships.

Long Repayment Tenure

Extended repayment periods up to 30 years, making EMIs affordable and manageable.

Property as Security

Your property serves as collateral, enabling higher loan amounts and better terms.

Tax Benefits

Enjoy tax deductions on principal and interest payments under Income Tax Act.

Home Ownership

Turn your dream of owning a home into reality with structured financing.

Investment Opportunity

Invest in real estate for long-term appreciation and rental income generation.

Eligibility Criteria

Check if you qualify for a mortgage loan

Age Criteria

  • Minimum age: 21 years
  • Maximum age: 65 years (at loan maturity)
  • Self-employed individuals: Up to 70 years

Income Requirements

  • Salaried: Minimum ₹15,000/month
  • Self-employed: Minimum ₹2 lakhs annual income
  • Stable income for last 2-3 years
  • Consistent salary credits

Credit Score

  • Minimum score: 650-700
  • Clean credit history preferred
  • No recent defaults or delays
  • Maximum 2-3 active loans

Property Requirements

  • Clear title and ownership
  • No legal disputes
  • Approved by bank valuer
  • Construction completion certificate

Quick Eligibility Check

Use our calculator to estimate your loan eligibility

Check Eligibility

Application Process

Simple steps to get your mortgage loan approved

1

Application Submission

Fill out our online application form with basic details and documents.

2

Document Verification

Our team verifies your documents and conducts initial eligibility check.

3

Property Valuation

Bank-approved valuer assesses the property value and market price.

4

Legal & Technical Check

Legal verification of property documents and technical feasibility.

5

Loan Sanction

Receive loan sanction letter with approved amount and terms.

6

Disbursement

Loan amount is disbursed directly to the seller or as per agreement.

Documents Required

Prepare these documents for a smooth loan application

Identity & Address Proof

  • PAN Card
  • Aadhaar Card
  • Passport
  • Voter ID
  • Driving License

Income Proof

  • Salary Slips (last 3 months)
  • Form 16 / ITR (last 2 years)
  • Bank Statements (last 6 months)
  • Employment Letter
  • Business Proof (for self-employed)

Property Documents

  • Title Deed
  • Property Tax Receipt
  • Encumbrance Certificate
  • Building Plan Approval
  • Completion Certificate

Additional Documents

  • Agreement for Sale
  • Builder-Buyer Agreement
  • Payment Receipts
  • Professional Certificates
  • Business Registration

Why Choose RiseUP for Mortgage Loans?

Your trusted partner for property financing

40+ Bank Partners

We partner with leading banks to offer you the best mortgage rates and terms available in the market.

Quick Processing

Fast-track your mortgage application with our streamlined process and dedicated relationship managers.

Expert Guidance

Our mortgage specialists provide personalized advice and guide you through every step of the process.

End-to-End Support

From application to disbursement, we handle all aspects of your mortgage loan process.

Digital Convenience

Apply online, track your application status, and manage your loan through our digital platform.

95% Success Rate

Our proven track record ensures high approval rates for eligible mortgage loan applications.

Mortgage Loan EMI Calculator

Calculate your monthly EMI and plan your mortgage loan repayment schedule

Monthly EMI

₹0
Total Amount Payable: ₹0
Total Interest: ₹0

Ready to Own Your Dream Home?

Take the first step towards home ownership. Apply for your mortgage loan today and secure the financing you need for your property.