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Your Dream Home Awaits

Housing Loans

Make Your Home Ownership Dreams a Reality

Transform your dream of owning a home into reality with our comprehensive housing loan solutions. We offer competitive rates, flexible terms, and personalized service to help you find the perfect financing for your ideal home.

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Beautiful Home

Low Interest Rates

Starting from 6.75% p.a.

Up to 30 Years

Flexible repayment tenure

High Loan Amount

Up to ₹10 Crore

Quick Approval

Within 48 hours

Loan Options

Types of Housing Loans

Choose the perfect financing solution for your home ownership needs

Home Purchase Loan

Finance the purchase of a new or resale property with our comprehensive home loan solutions.

  • Up to 90% financing
  • Flexible repayment options
  • Tax benefits available

Home Construction Loan

Build your dream home with our construction financing that disburses funds as per construction stages.

  • Stage-wise disbursement
  • Plot purchase included
  • Extension & renovation

Home Improvement Loan

Renovate, repair, or enhance your existing home with our home improvement financing options.

  • Quick approval process
  • Competitive interest rates
  • Flexible loan amounts

Plot Purchase Loan

Finance the purchase of residential or commercial plots with our specialized plot loans.

  • Lower interest rates
  • Longer repayment tenure
  • Easy documentation

Balance Transfer

Transfer your existing home loan to get better rates and save on interest payments.

  • Lower EMI options
  • Top-up loan facility
  • No hidden charges

Loan Against Property

Use your existing property as collateral to get instant liquidity for various needs.

  • Up to 60% of property value
  • Flexible usage of funds
  • Tax benefits applicable

Eligibility Criteria

  • Age: 21-65 years (varies by lender)
  • Income: Minimum ₹2.5 lakh annual income
  • Credit Score: 650+ for better rates
  • Employment: Salaried or self-employed
  • Nationality: Indian citizen or NRI
  • Co-applicant: Spouse/parent/sibling allowed

Required Documents

Identity Proof

  • PAN Card
  • Aadhaar Card
  • Passport/Driving License

Income Proof

  • Salary Slips (3 months)
  • Bank Statements (6 months)
  • ITR/Form 16

Property Documents

  • Title Deed
  • Property Tax Receipt
  • Construction Plan

Other Documents

  • Address Proof
  • Processing Fee Cheque
  • Passport Size Photos

How to Apply for Housing Loan

Simple 4-step process to get your home loan approved

1

Application & Documentation

Submit your loan application online or offline with all required documents. Our team will review your eligibility and credit profile.

2

Property Valuation & Legal Check

Professional valuation of the property and legal verification to ensure clear title and compliance with regulations.

3

Loan Approval & Sanction

Receive loan sanction letter with approved amount, interest rate, and terms. Review and accept the offer.

4

Disbursement & Registration

Loan amount is disbursed directly to the seller/developer. Legal registration and mortgage creation completes the process.

Why Choose Our Housing Loans?

Experience the RiseUP advantage for your home financing needs

Competitive Rates

Get the best interest rates available in the market through our extensive network of 40+ banks and financial institutions.

Fast Processing

Quick loan approval within 48 hours with our streamlined process and dedicated relationship managers.

Complete Transparency

No hidden charges or fees. Clear terms and conditions with full disclosure of all costs involved.

Expert Guidance

Personalized advice from experienced loan specialists who understand your unique financial situation.

Flexible EMIs

Choose from multiple EMI options and repayment tenures to suit your cash flow and financial planning.

Tax Benefits

Avail tax deductions under Section 24(b) and 80C of the Income Tax Act for interest and principal repayment.

What Our Home Loan Customers Say

Real stories from homeowners who achieved their dreams with RiseUP

"RiseUP made buying our first home so easy! Their team guided us through every step, from selecting the right loan to final disbursement. The rates were competitive and the process was transparent. We're now proud homeowners!"

Rajesh & Priya Sharma

Homeowners, Mumbai

"As a self-employed professional, I was worried about getting a home loan. RiseUP's experts understood my business income and helped me get approved for the perfect loan amount. Their service was outstanding."

Amit Kumar

Business Owner, Delhi

"The balance transfer service from RiseUP saved us thousands in interest. They handled everything professionally and our monthly EMI reduced significantly. Excellent service and genuine care for customers."

Sneha Patel

Homeowner, Ahmedabad

"RiseUP helped us finance our home construction project. The stage-wise disbursement was perfect for our needs, and their team coordinated with our contractor seamlessly. Highly recommended!"

Vikram Singh

Home Builder, Jaipur

Housing Loan EMI Calculator

Calculate your monthly EMI and plan your home loan repayment schedule

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Ready to Own Your Dream Home?

Don't let financial constraints hold you back. Contact our housing loan experts today and take the first step towards home ownership. Your dream home is just a loan application away.

Free Consultation
No Obligation
Expert Guidance
Apply Now Call Us: +91 9885579836