Flexible Personal Financing Solutions

Personal Loans

Empower Your Dreams

Unlock your potential with our comprehensive personal loan solutions. Whether you're planning a dream vacation, consolidating debt, or funding unexpected expenses, we provide fast, flexible, and affordable personal loans tailored to your needs.

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10,000+ Happy Customers

Trusted by families across India

Quick Approval

Get funds in 24 hours

Low Interest Rates

Starting from 10.99% p.a.

100% Secure

Bank-grade security

No Hidden Charges

Transparent pricing

Choose Your Loan Type

Personal Loan Options

We offer a variety of personal loan products to meet your diverse financial needs

Vacation Loans

Fund your dream vacation with flexible repayment options. Perfect for family getaways and adventure trips.

Up to ₹5 Lakhs Up to 5 years tenure

Education Loans

Invest in your future with loans for higher education, skill development, and professional courses.

Up to ₹10 Lakhs Up to 10 years tenure

Home Improvement Loans

Renovate or upgrade your home with loans for construction, repairs, and interior decoration.

Up to ₹15 Lakhs Up to 15 years tenure

Vehicle Loans

Purchase your dream car or two-wheeler with competitive rates and flexible EMI options.

Up to ₹20 Lakhs Up to 7 years tenure

Medical Loans

Cover medical expenses for treatments, surgeries, and health emergencies without financial stress.

Up to ₹10 Lakhs Up to 5 years tenure

Wedding Loans

Make your special day memorable with loans for wedding expenses, ceremonies, and celebrations.

Up to ₹10 Lakhs Up to 5 years tenure

Easy Eligibility Criteria

Who Can Apply?

Check if you meet our simple eligibility requirements

Age

21 to 65 years

Employment

Salaried or Self-employed individuals

Income

Minimum ₹15,000 monthly income

Credit Score

650+ CIBIL score preferred

Required Documents

Documents Needed

Simple documentation process for quick approval

Identity Proof

PAN Card, Aadhaar Card, Passport, Voter ID

Address Proof

Utility bills, Bank statements, Rental agreement

Income Proof

Salary slips, Bank statements, ITR, Form 16

Property Documents

For secured loans (optional)

Why Choose Us

Benefits of Our Personal Loans

Experience the RiseUP difference with our customer-centric approach

Lightning Fast Processing

Get your loan approved and disbursed within 24-48 hours of application submission.

Competitive Interest Rates

Enjoy some of the lowest interest rates in the market, starting from 10.99% per annum.

Flexible Tenure

Choose repayment periods from 12 months to 60 months based on your convenience.

Zero Hidden Charges

No processing fees, no prepayment penalties, and no hidden charges whatsoever.

100% Digital Process

Apply online from anywhere, track your application status, and get instant approvals.

Dedicated Relationship Manager

Get personalized assistance throughout your loan journey from our expert team.

Simple 4-Step Process

How to Apply

Get your personal loan in just 4 easy steps

Apply Online

Fill out our simple online application form with your basic details and preferred loan amount.

Document Verification

Upload your documents securely through our portal or share them with our relationship manager.

Instant Approval

Receive instant approval based on our automated credit assessment and document verification.

Fund Disbursement

Get your loan amount transferred directly to your bank account within 24 hours of approval.

Frequently Asked Questions

Personal Loan FAQs

Find answers to common questions about our personal loans

What is the minimum and maximum loan amount I can apply for?

You can apply for personal loans ranging from ₹50,000 to ₹15 lakhs, depending on your eligibility and credit profile.

How long does it take to get loan approval?

Most applications are processed within 24-48 hours. Instant approvals are possible for eligible customers with good credit scores.

Can I prepay my personal loan?

Yes, you can prepay your loan partially or fully at any time without any prepayment charges or penalties.

What happens if I miss an EMI payment?

We offer a grace period of 3-7 days. Late payment charges may apply after the due date. Contact us immediately if you face payment issues.

Do you offer loans to self-employed individuals?

Yes, we provide personal loans to both salaried and self-employed individuals with a minimum annual income of ₹2 lakhs.

Can I apply for a personal loan if I have a low CIBIL score?

We consider various factors beyond just CIBIL score. Even if your score is below 650, you may still be eligible based on your income and other parameters.

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